"Sensible" EU Motor Insurance Proposals To Be Extended?
The Association of British Drivers has been informed of possible additions to EU plans that would make car drivers liable for accidents involving pedestrians and cyclists, even where the cyclist or pedestrian was at fault and caused the accident.
Known in principle as "no fault liability", this approach could now be extended. Relaxed discussions between the ABD and the pressure group Total Honesty In Compensation Claims (THICC) revealed that a number of relevant scenarios were being examined with a view to inclusion in the proposed scheme.
THICC Spokesperson Jack Potpayout said: "We have put forward our 'lucky seven' proposal containing possibilities for extending this scheme in the UK that the EU may have missed:
- if an accident occurs due to extreme weather conditions, all Met Office forecasters with driving licences share liability
- if an accident occurs due to a cyclist or a pedestrian collapsing due to illness, their GP is liable whether they drive a car or not
- if an accident occurs due to poor road design, the nearest car-owning design teacher (or lecturer) is liable
- if an accident occurs due to worn out road, the driver of the next vehicle to pass by is liable, because we say so
- if an accident occurs due to debris falling from an aircraft, then all aircrew and passengers who drive cars share liability
- if an accident occurs due to a cyclist or pedestrian slipping on an icy speed bump, witnesses with car insurance are liable
- if an accident occurs involving no other motorised vehicle, then liability would fall on the car driver living closest to the scene.
ABD Chairman Brian Gregory had this to say:
"This is the kind of sensible, logical, fair-minded policy making we have come to expect from the EU on motoring matters. We're sure all drivers will welcome these proposals with open arms."